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For example, under the Public Service Loan Forgiveness Program (PSLFP), your Direct Loan balance may be eligible for forgiveness after 120 payments if you’ve worked in the public sector that entire time.

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First, because the payments are electronic, they are deducted from accounts more quickly than when using a paper check.

Often, a debit card purchase is posted within 24 hours instead of days, as may be the case with a paper check.

In addition, even though a transaction was approved, you may overdraw your account because the bank won't know what other withdrawals you have made that day until it settles all transactions later that day.Be sure to read the disclosures to avoid an unexpected fee.As with similar financial products, rewards-linked debit cards are designed to encourage people to use a certain bank and its services.Yes, in certain circumstances, merchants can take these steps as protection against fraud, errors or other losses.One common situation involves a hotel putting a hold on a certain amount when you use a debit card (or credit card) to reserve a room.The ADC Theatre is the liveliest theatre in Cambridge, presenting a vibrant programme of drama, music and comedy.